Should You Rent or Buy in Switzerland?

Compare rent vs. buy with Swiss taxes, mortgage costs, and long-term equity.

Home price: CHF 1’200’000·Rent: CHF 3’500/mo·Inv. return: 7.0%·Period: 30 years

Key Parameters

Purchase price: CHF 1’200’000

Buying is betterRenting is better

CHF 300’000CHF 2’650’000CHF 5’000’000

Monthly rent: CHF 3’500

Renting is betterBuying is better

CHF 1’000CHF 5’500CHF 10’000

Investment return if renting: 7.00%

Buying is betterRenting is better

-1.0%7.0%15.0%

Comparison horizon: 30 years

1 years31 years60 years