Question 1

What costs does this calculator include?

Accepted Answer

For renting: Monthly rent, utilities, and maintenance. For buying: Mortgage payments, maintenance, utilities, property taxes, transaction costs, and wealth taxes when applicable.

Question 2

How realistic are the Swiss tax assumptions?

Accepted Answer

This calculator uses simplified Swiss tax rules including imputed rental value, mortgage interest deductibility, and wealth tax. Real costs vary by canton and personal circumstances.

Question 3

What's the difference between real and nominal values?

Accepted Answer

Nominal values are what you see in your bank account. Real values are adjusted for inflation, showing purchasing power in today's money.

Should you rentRent or buy in Switzerland? in Switzerland?

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